Best Credit Card Bonuses and Recommendations in December

Are you in the market for a new credit card? If so, you’re probably looking for a card that gives you some immediate returns on your spending via a lucrative welcome bonus offer.

In this article, I will walk you through some of our favorite bonus offers for December 2025, along with our top credit card recommendations.

Best Credit Card Bonus Offers for December 2025

American Express Platinum Card® card_name Bonus Offer: As High As 175,000 points. Find Out Your Offer. Bonus Offer Disclaimer: You may be eligible for as high as 175,000 Membership Rewards® Points after spending $8,000 in eligible purchases on your new Card in your first 6 months of Membership. Welcome offers vary and you may not be eligible for an offer. Annual Fee: $895 (See Rates & Fees) Why We Like This Bonus Offer: If you qualify for the highest offer, you could earn $1,750 worth of travel booked through the Amex Travel portal. You may be able to find even better value through points transfer partners.

Capital One Venture Rewards Credit Card card_name Bonus Offer: 75,000 Miles Bonus Offer Disclaimer: once you spend $4,000 on purchases within 3 months from account opening Annual Fee: $95 Why We Like This Bonus Offer: The bonus offers a total value of $750 in rewards if redeemed on travel. That’s a great offer from a $95 annual fee card.

Capital One Savor Cash Rewards Credit Card card_name Bonus Offer: Earn $300 in welcome bonuses Bonus Offer Disclaimer: with a limited-time $100 Capital One Travel credit, plus earn $200 cash bonus with $500 spend within 3 months from account opening Annual Fee: $0 Why We Like This Bonus Offer: Earning up to $300 on a bonus from a no-annual-fee card is great, plus you can likely find a long-term home in your wallet for this one on dining and groceries.

You can read our full analysis of welcome bonus offers here.

Our Top Credit Card Recommendations

If you are in the market for a rewards credit card, you likely are looking to optimize either cash back rewards or travel rewards.

Here are the cards we recommend most often for each scenario:

If you want cash back on your everyday purchases:

We suggest one of these two no-annual-fee credit cards that offer unlimited 2% cash back with no hurdles to redeem your rewards.

Wells Fargo Active Cash® Card Learn More → Annual Fee: $0.00 Rewards Program Details: Earn unlimited 2% cash rewards on purchases with no categories to track or quarterly activations. Bonus Offer: Earn a $200 cash rewards bonus when you spend $500 in purchases in the first 3 months.

Synchrony Premier World Mastercard® Learn More → Annual Fee: $0 Rewards Program Details: 2% Cash Back on Every Purchase: Your cash back is unlimited and gets credited to your statement every month, automatically.

NOTE: If you already have a 2% cash back on everything card, use our cash back credit card tool to get even more cash back.

If you travel and want to maximize your travel rewards:

Capital One Venture X Rewards Credit Card card_name Annual Fee: $395 Rewards Program Details: 2 Miles per dollar on every purchase, every day. 10 Miles per dollar on hotels and rental cars booked through Capital One Travel. 5 Miles per dollar on flights and vacation rentals booked through Capital One Travel. Bonus Offer: 100,000 Miles Bonus Offer Disclaimer: when you spend $10,000 on purchases in the first 6 months from account opening Top Card Perks: $300 Annual Travel Credit: Receive a $300 annual credit for bookings through Capital One Travel, where you’ll get Capital One’s best prices on thousands of trip options 10,000 Miles Anniversary Bonus: Get 10,000 bonus miles (equal to $100 towards travel) every year, starting on your first anniversary Global Entry or TSA PreCheck® Credit: Receive up to a $120 credit for Global Entry or TSA PreCheck® Capital One Lounges: Enjoy access to 1,300+ lounges worldwide, including Capital One Lounge locations and Priority Pass lounges, after enrollment

Looking for more options? We have a full list of the best rewards credit cards and best travel credit cards.

Do you have a card recommendation? We’d love to hear which cards are making you the happiest in the Clark.com community.

To see the rates and fees for the American Express cards featured, please visit the following links: American Express Platinum Card®: See Rates and Fees.

Not all available financial products and offers from all financial institutions have been reviewed by this website.

All information about Wells Fargo Active Cash® Card has been collected independently by Clark Howard, Inc.

Clark.com and CardRatings may receive a commission from some card issuers, and may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened.

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